Saturday, 23 February 2013

CIMB-Principal Wins Best Overall Fund Group Award


20 February 2012

Kuala Lumpur: CIMB-Principal Asset Management Berhad (“CIMB-Principal”) today won the Best Overall Fund Group Award at the prestigious industry wide event, The Edge-Lipper Malaysia Fund Award 2012, thanks to the consistent out-performance of its funds. This win cements CIMB-Principal’s position as the premier fund provider. 

  “We are proud to be accorded this award that recognises, as well as validates our funds’ consistent performance. We, at CIMB-Principal are focused on harnessing top-billing performance to provide utmost value to our investors, supported by good portfolio risk management practices and continuous diligent risk oversight by our Investment Committee,” said Campbell Tupling, Chief Executive Officer, CIMB-Principal at the awards ceremony. 

 

Elaborating on the company’s strategic plans for Malaysia and its regional franchise, Tupling said, “In line with our vision to be ASEAN’s most valued investment manager offering total asset management solutions, we will continue to develop products and expertise as a regional house, strengthening our retail and institutional business growth not just in our four core markets, but across ASEAN.” CIMB-Principal currently has presence in Malaysia, Indonesia, Singapore and Thailand, with strong on-ground presence to meet individual markets’ rising demand and maturity. 

In addition to the Best Overall Fund Group Award, CIMB-Principal also swept additional awards at the ceremony. The awards are as below: 

Fund Category 
CIMB-Principal Equity Fund Equity Malaysia, 3 years 
CIMB-Principal Equity Fund Equity Malaysia, 10 years 
CIMB Islamic Equity Fund Equity Asia Pacific Ex-Japan, 3 years 
CIMB Islamic Equity Fund Equity Asia Pacific Ex-Japan (Islamic), 3 years 
CIMB Islamic Balanced Growth Fund Mixed Asset MYR Balance – Malaysia (Islamic), 3 years 
CIMB Islamic Balanced Fund Mixed Asset MYR Balance – Malaysia (Islamic), 10 years

For more information on Lipper Awards please visit: http://excellence.thomsonreuters.com/awards/lipper


As of 31 December 2011, CIMB-Principal’s total assets under management (AUM) stood at RM28.3 billion. It has a total of 54 unit trust funds (21 are Shariah-compliant), 6 wholesale funds and 2 Exchange-Traded Funds (ETFs). CIMB-Principal is also one of the largest institutional money managers in Malaysia.






How to calculate EPF eligibility

CIMB-Principal Asset Management Berhad being an institution under the EPF Members' Investment Scheme enables you to invest part of your EPF Savings into its full range of unit trust funds.

Under this scheme, members can invest not more than 20% of their credit in excess of Basic Savings in Account 1. The minimum amount of savings that can be withdrawn is RM 1,000 and can be made at intervals of three months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1.

You may visit this link for self checked. EPF-MIS Calculator
 

Any enquiries or information regarding Unit Trust, you may call/sms REHAN 0122450405 and book your appointment. 

Penipuan dalam pelaburan emas

Emas oh emasss!!

Syarikat pelaburan emas menjanjikan pulangan yang menguntungkan namun apa yang berlaku disebaliknya. Ramai pelabur emas berputih mata setelah ditipu oleh syarikat pelaburan emas. (sumber: myMetro)


Agen syarikat pelaburan emas turut menerima tempias apabila golongan kenamaan dan berpengaruh turut menjadi mangsa syarikat pelabur luar negara.Kerugian negara dicatatkan sebanyak RM10 Billion. (sumber: myMetro)




Ada juga mangsa yang rugi RM50,000 dalam skim pelaburan emas menerusi laman internet. (sumber: Sinar Harian)

Pelaburan emas turut merugikan sesetengah pihak dan hanya menguntungkan kepada pihak yang pandai mengaut keuntungan. Jom kongsi pengalaman. (sumber: penulis web)


Isu Pelaburan ASB/ ASN

Benarkah Pelaburan ASB tidak mematuhi syariah?

- ADAKAH KITA PRIHATIN ISU INI?? ATAU KITA TAHU TETAPI BUAT BUAT TAK TAHU??
- BENARKAH ASB / ASN MEMATUHI SYARIAH?
- ADAKAH DIVIDEN YANG DIPEROLEHI HALAL DIGUNAKAN?

Selangor



Enakmen Pentadbiran Agama Islam (Negeri Selangor) 2003


Penilaian Semula Hukum Pelaburan Amanah Saham Nasional (ASN ) Dan Amanah Saham Bumiputera (ASB ) Dan Seumpamanya 

Tarikh Keputusan: 
12 Apr, 2011
Keputusan: 

Setelah meneliti setiap pandangan ahli mesyuarat dan hujah-hujah yang dikemukakan, maka Mesyuarat Jawatankuasa Fatwa Negeri Selangor Kali Ke 2/2011 yang bersidang pada 12hb. April 2011M bersamaan 8 Jumadal Ula 1432H telah bersetuju memutuskan bahawa Pelaburan Amanah Saham Nasional (ASN), Amanah Saham Bumiputera (ASB) dan Seumpamanya adalah tidak halal kerana masih belum menepati hukum syarak dengan alasan seperti berikut:-
Skim Amanah Saham Nasional ( ASN ) dan Amanah Saham Bumiputera ( ASB ) secara jelas terlibat dalam aktiviti pelaburan yang bercampur-campur antara patuh syariah dan tidak patuh syariah sebahagian besarnya adalah daripada sektor kewangan konvensional. Ini berdasarkan hadis riwayat Jabir Al-Ja’fi daripada Ibnu Mas’ud:

  1. ما اجتمع الحلال والحرام إلاغلب الحرام الحلال

    Maksudnya : “ Tidak bercampur antara yang halal dan yang haram, melainkan mengalahkan yang haram atas yang halal . ”
     
  2. Skim Amanah Saham Nasional ( ASN ) dan Amanah Saham Bumiputera ( ASB ) diklasifikasikan sebagai dana unit amanah tidak patuh syariah oleh Majlis Penasihat Syariah Suruhanjaya Sekuriti kerana terlibat dalam pelaburan tidak lulus syariah iaitu pelaburan dalam kaunter perbankan konvensional berteraskan faedah melalui Maybank dan pasaran wang.
     
  3. Sumbangan kepada tidak patuh syariah adalah terbesar yang tidak bertepatan dengan kehendak syarak serta kadar yang berubah-ubah ini menyukarkan pelabur untuk membuat pembersihan terhadap hasil dividen.
Sumber:http://www.muftiselangor.gov.my/KoleksiDownload/16062011/ASNASB.pdf

Sumber lain: Negeri Selangor
                   Negeri Pulau Pinang
                   Negeri Pahang



Nabi Muhamad SAW bersabda:

The Prophet Muhammad (peace be upon him) said “That which is lawful is clear, and that which is unlawful is also quite clear. Between these two is that which is ambiguous, which most people do not know. One who avoids the doubtful safeguards his faith and his honor.”
———
Riyadh-us-Salaheen, Hadith 588.


Sebagai pelabur yang prihatin dan mementingkan pelaburan Islamik, pelabur dinasihatkan memilih pelaburan yang sesuai dan mematuhi syariah.Untuk sebarang pertanyaan, hubungi konsultan kami atau sms di talian REHAN 012-2450405.

ASK ME HOW??

Smart Investor

 Smart Investor- Financial Magazine (Feb 2013, Issue 274)


Historical performance could be one of the best guides in making the right investment decision.

CIMB Islamic Fund won top 3 and top 5 unit trust fund as at 15 January 2013 (By Perkasa Normandy)

Perkasa Normandy Managers Sdn Bhd is licensed under the Capital Market Services Act 2007 to conduct investment advisory and fund management activities.

Personal Money

Personal Money- The EDGE Magazine on managing your finance
(issue138, Feb 2013)


Compare investment fund in Unit Trust Fund Performance (Personal Money)


CIMB Islamic Al-Azzam Equity Fund won as Winner of Best Overall Fund Group Award at The Edge-Lipper Malaysia Fund award 2012


The figure shows Unit Trust Fund Performance of end year 2012.

CIMB Islamic Dali Equity Rank no.1 of 3-year Total Return(%) for 2009- 2012
CIMB Islamic Dali Equity Growth won Best Overall Fund Group Award at The Edge-Lipper Malaysia Fund award 2012